MOSCOW, October 29. /TASS/. Almost 80% of depositors in Russian banks have savings only in rubles, only on foreign currency - 2%, according to a joint study by RGS Bank and the NAFI analytical center.
According to the study, 79% of depositors in Russian banks have only rubles savings, 2% - exclusively in foreign currency, and every fifth depositor surveyed (19%) has both ruble and foreign currency savings, the study noted.
At the same time, the majority of the surveyed Russian depositors (98%) have ruble accounts and deposits for keeping free funds. 17% of depositors keep savings in dollars in the bank, almost every tenth (9%) - in euros, and 6% of respondents have savings products simultaneously in two currencies. Almost no one uses other currencies. For example, only a young audience aged 21 to 35 years old specified the British pound as an alternative currency of savings (1%).
It was noted that young people aged 21 to 35 are more likely to keep money in dollars (19%) and less often in euro (8%). The single European currency is preferred by older people - 46-55 years (12%) and above 56 (10%).
The share of people who do not trust foreign exchange instruments when saving funds (who consider them unprofitable) grows with age: among young people there are only 10%, and in the older age group - almost a quarter (23%). The majority (70%) of those who have created a multicurrency basket for themselves, on the contrary, are confident that the diversification of deposits allows them to protect their savings from depreciation, caused by inflation among other things.